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RuPay & UPI

ICICI Coral RuPay Credit Card

Brings ICICI's massive ecosystem of e-commerce discounts to the RuPay network, allowing you to earn reward points on your daily UPI merchant scans.

Best for Everyday UPI & Bank Offers

What's good

  • Seamless UPI integration for daily merchant scans
  • 1 complimentary domestic lounge visit per quarter
  • Unlocks ICICI bank discount days on Amazon/Flipkart

Watch out for

  • Very low base reward rate — 0.5% effective (₹0.25 per PAYBACK point)
  • Lounge access requires ₹75,000 spend in the previous quarter (revised from ₹35,000)

Who should pick this card?

Best suited for someone focused on everyday upi & bank offers.

This sits in the RuPay & UPI category — Link to UPI apps for rewards on every payment. Works seamlessly with BHIM, PhonePe, and Google Pay.

Fees, reward rates, and caps last verified in May 2026. Issuers update terms without notice — always confirm on the bank's official page before applying.

All RuPay & UPI cards
Compare ICICI Coral RuPay Credit Card with
vs Tata Neu Infinity SBI Cardvs Tata Neu Plus SBI Cardvs HDFC Shoppers Stop RuPayvs Uni GoldX RuPay Credit Cardvs Kiwi RuPay Credit Card
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