Top credit cards for 2026
A short, hand-picked list across cashback, travel, fuel, and lifetime-free. Tap Apply to go straight to the issuer.
- RuPay & UPI#2
Tata Neu Plus SBI Card
Budget UPI Spenders
Fee₹499 (Waived on ₹1L spend)
RewardUp to 1% on UPI
- Travel#3
Scapia Federal Credit Card
Backpackers & Globetrotters
FeeLifetime Free
RewardZero Forex + ~2% effective value (10 Scapia Coins per ₹100)
- Grocery & Retail#4
Axis Bank ACE Credit Card
Retail & Groceries
Fee₹499 (Waived on ₹2L spend)
Reward1.5% Flat Cashback
- Cashback#5
SBI Cashback Credit Card
Online Shopping
Fee₹999 (Waived on ₹2L spend)
Reward5% Flat Cashback
- Cashback#6
HDFC Millennia Credit Card
Millennial Shoppers
Fee₹1,000 (Waived on ₹1L spend)
Reward5% on partner brands
- Cashback#7
Swiggy ORNGE HDFC Bank Credit Card
Casual Swiggy Users
Fee₹500 (Waived on ₹1.5L spend)
Reward5% on Swiggy + Online
- Travel#9
Marriott Bonvoy HDFC
Hotel Loyalists
Fee₹3,000 + taxes (No waiver under any condition)
RewardBonvoy Points
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