Affiliate disclosure

The short version

Some links on this site are affiliate links. When you click one and sign up for a product, we may earn a commission paid by the bank, broker, or platform — not by you. Commission never shifts our rankings, never changes our pros/cons lists, and never causes us to recommend a product we wouldn't otherwise recommend.

How it actually works

We partner with affiliate networks and direct merchant programs. When you click an "Apply Now" button on a credit card review, or a "Go to partner" button below a calculator's results, the destination URL is tagged with our affiliate ID. If you then open an account or get approved, the merchant pays us a one-time commission.

You pay exactly the same amount whether you use our link or go to the bank's site directly. No hidden markup, no inflated interest rate, no reduced cashback — the merchant absorbs the commission as a customer-acquisition cost.

Who we partner with

Our current or planned affiliate partners include:

• Cuelinks — an affiliate network that aggregates offers from most Indian banks, insurers, and aggregators.

• BankBazaar / Paisabazaar — loan and credit card aggregators (typically via Cuelinks).

• Groww — mutual fund and broking platform, via their direct referral program.

• Cleartax — tax filing software.

This list grows as new partnerships are signed. Not every outbound link on the site is an affiliate link — some are plain links to official bank pages or educational resources, with no tracking attached.

What commissions never do

• Never alter rankings. A card we don't monetise can still be ranked #1 in its category if it genuinely deserves that spot.

• Never soften criticism. If a card has high hidden fees, excludes major categories, or has poor service, we say so — whether or not it's a partner.

• Never fabricate pros. Every listed benefit is verified against the bank's official terms.

• Never hide affiliate links. Affiliate links open in new tabs and carry a sponsored attribute for transparency with search engines.

How you can tell it's an affiliate link

Any outbound link on this site that earns us a commission carries the HTML attributerel="sponsored", which is Google's recommended convention for affiliate/paid links. You can verify this in your browser's developer tools (right-click a link → Inspect).

Partner CTAs below calculator results are also visually labelled "Recommended next step · Partner link" so you see the relationship before you click, not after.

Not investment advice

Recommendations on this site are based on general personal-finance principles and publicly available data. They are not personalised investment, tax, or legal advice. For decisions involving significant money, please consult a SEBI-registered advisor, chartered accountant, or lawyer as appropriate. See our terms of service for the full disclaimer.

Questions?

If anything on this page is unclear, or if you want to know whether a specific link is an affiliate link, email hello@debugyourfinance.com. We'll tell you directly.