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RuPay & UPI

Tata Neu Plus SBI Card

The entry-level version of the Infinity card. Issued by SBI Card. Provides returns on daily UPI scans — 0.25% base via any UPI app, up to 1% via Tata Neu UPI ID.

Best for Budget UPI Spenders

What's good

  • Low ₹499 annual fee with easy ₹1L waiver threshold
  • Up to 1% UPI cashback via RuPay (0.25% base + 0.75% bonus via Tata Neu UPI ID)
  • 5% NeuCoins on Tata brand purchases

Watch out for

  • UPI rewards are strictly capped at 500 NeuCoins per calendar month
  • Only 0.25% UPI reward without Tata Neu UPI ID — most users won't get full 1%
  • NeuCoin redemption restricted to the Tata app ecosystem
  • NeuCoins now expire after 12 months from end of credit month (since August 2025)

Who should pick this card?

Best suited for someone focused on budget upi spenders.

This sits in the RuPay & UPI category — Link to UPI apps for rewards on every payment. Works seamlessly with BHIM, PhonePe, and Google Pay.

Fees, reward rates, and caps last verified in May 2026. Issuers update terms without notice — always confirm on the bank's official page before applying.

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Compare Tata Neu Plus SBI Card with
vs Kiwi RuPay Credit CardDetailedvs Tata Neu Infinity SBI Cardvs ICICI Coral RuPay Credit Cardvs HDFC Shoppers Stop RuPayvs Uni GoldX RuPay Credit Card
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