What's good
- Dual benefit of UPI rewards and in-store retail multipliers
- Complimentary Shoppers Stop First Citizen membership
- Exclusive access to Shoppers Stop sale events
Watch out for
- Niche rewards primarily useful only inside Shoppers Stop
- Negligible cashback rate on spends outside Shoppers Stop
Who should pick this card?
Best suited for someone focused on fashion & upi.
This sits in the RuPay & UPI category — Link to UPI apps for rewards on every payment. Works seamlessly with BHIM, PhonePe, and Google Pay.
Fees, reward rates, and caps last verified in May 2026. Issuers update terms without notice — always confirm on the bank's official page before applying.
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