What's good
- 5% cashback on Swiggy (food, Instamart, Dineout) + 50+ online merchants including Amazon, Flipkart, Myntra, Nykaa, Cleartrip — combined cap of ₹1,500/month (min ₹249/txn)
- Complimentary 12-month Swiggy One membership on activation (worth more than the ₹500 fee)
- Additional 10% off on Swiggy Dineout during birthday week
Watch out for
- No 10% Swiggy cashback — only the BLCK variant gets that rate
- 1% cashback on non-category spends capped at ₹1,000/month
- No lounge access or travel perks
Who should pick this card?
Best suited for someone focused on casual swiggy users.
This sits in the Cashback category — Earn cash back on everyday purchases. Best for those who prefer straightforward rewards without tracking points.
Fees, reward rates, and caps last verified in May 2026. Issuers update terms without notice — always confirm on the bank's official page before applying.
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