What's good
- 4 domestic lounge visits per quarter + 2 international visits per year via DreamFolks
- 4X reward points on international spends (4 RP per ₹100, worth 1% back)
- Welcome vouchers worth ₹9,500+ (Tata CLiQ, Croma, EaseMyTrip, Uber) and up to 20,000 milestone RPs annually
Watch out for
- Domestic lounge access requires ₹75,000 spend in the previous calendar quarter to unlock
- Low domestic reward rate — 2 RP per ₹100 at ₹0.25/point is just 0.5% back
- Annual RP cap of 20,000 points (worth ₹5,000) limits heavy spenders
Who should pick this card?
Best suited for someone focused on mid-premium travellers.
This sits in the Travel category — Earn air miles, hotel points, and get lounge access. Ideal for frequent flyers and business travellers.
Fees, reward rates, and caps last verified in May 2026. Issuers update terms without notice — always confirm on the bank's official page before applying.
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