What's good
- 2 free movie tickets every month via BookMyShow (up to ₹250/ticket)
- Solid annual milestone bonuses
- International lounge access via Priority Pass (6 visits/year, max 2/quarter)
Watch out for
- Lounge access count is limited compared to true premium cards
- Trident hotel membership discontinued — only 10% dining discount remains
- Reward points expire and must be actively redeemed
Who should pick this card?
Best suited for someone focused on mid-tier premium.
This sits in the Premium category — Top-tier cards with concierge, unlimited lounge access, and elite travel perks for high spenders.
Fees, reward rates, and caps last verified in May 2026. Issuers update terms without notice — always confirm on the bank's official page before applying.
More Premium picks
HDFC Infinia Metal Edition
India's most coveted invite-only card with unlimited global lounge access for you and all add-on members. SmartBuy 5X rewards were briefly threatened with a cut in Jan 2026 but the change was rolled back.
AU Bank Zenith+ Credit Card
AU Bank's metal flagship — 16 domestic and 16 international lounge visits per year via Priority Pass, airport meet-and-assist, and a 0.99% forex markup. The welcome voucher entirely offsets year-1 fee for high-spend applicants.
Amex Platinum Charge Card
The ultimate status symbol. Grants access to Centurion Lounges, Elite tier status at Marriott/Hilton, and a 24/7 global concierge.