A head-to-head comparison of Amex Platinum Charge Card and SBI Card ELITE across fees, rewards, and spending categories to help you decide which card suits your wallet better.
Luxury & Concierge Services
Mid-Tier Premium
| Feature | Amex Platinum | SBI Card |
|---|---|---|
| Annual Fee | ₹66,000 (Plus GST) | ₹4,999 (Waived on ₹10L spend) |
| Reward Rate | Membership Rewards | 5X on dining + milestone benefits |
| Best For | Luxury & Concierge Services | Mid-Tier Premium |
| First-Card Friendly | ||
| Lounge Access | ||
| Zero Forex Markup |
Which categories does each card reward?
| Category | Amex Platinum | SBI Card |
|---|---|---|
| Dining | ||
| Movies & entertainment | ||
| International travel | ||
| Airport lounge access |