What's good
- Massive 10% grocery and dining multiplier
- 1.5% unlimited cashback on all other eligible spends
- 4 complimentary domestic lounge visits per year (1 per quarter)
Watch out for
- 10% Cashback category is strictly capped at ₹1,000 per month
- No international lounge access
Who should pick this card?
Best suited for someone focused on supermarket runs.
This sits in the Grocery & Retail category — Higher rewards on supermarkets, department stores, and local shopping. Best for in-store spenders.
Fees, reward rates, and caps last verified in May 2026. Issuers update terms without notice — always confirm on the bank's official page before applying.
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