What's good
- Issuer-claimed 8.5% value back at IndianOil fuel stations
- 1% fuel surcharge waiver up to ₹200 per month
- Welcome benefit: 3,000 Fuel Points on eligible activation spend
- Quarterly milestone: 1,000 Fuel Points on ₹75,000 quarterly spend
Watch out for
- Core value is tied to IndianOil stations and XTRA reward redemption
- High annual fee versus entry-level fuel cards
- Check current T&C for reward exclusions and monthly earn caps
Who should pick this card?
Best suited for someone focused on heavy indianoil users.
This sits in the Fuel category — Save on fuel surcharge waivers and earn fuel-specific rewards. Best if you drive regularly.
Fees, reward rates, and caps last verified in July 2026. Issuers update terms without notice — always confirm on the bank's official page before applying.
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