What's good
- Very low ₹50k spend threshold for fee waiver
- Versatile rewards — points earned on groceries and bills too
- Fuel surcharge waiver at all fuel stations in India (not just IndianOil)
Watch out for
- Fuel rewards only valid at IndianOil stations
- Lower overall reward rate compared to BPCL Octane
Who should pick this card?
Best suited for someone focused on city drivers.
This sits in the Fuel category — Save on fuel surcharge waivers and earn fuel-specific rewards. Best if you drive regularly.
Fees, reward rates, and caps last verified in May 2026. Issuers update terms without notice — always confirm on the bank's official page before applying.
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