What's good
- 10 RP per ₹100 on dining, groceries, departmental stores & movies (2.5% effective value at ₹0.25/point)
- 8 domestic lounge visits/year (max 2/quarter) + 4 international via Priority Pass (max 2/quarter)
- Welcome e-gift vouchers worth ₹3,000 (Shoppers Stop, Bata, Pantaloons, Yatra, etc.)
Watch out for
- Base earn rate on non-accelerated categories is only 2 RP per ₹100 (0.5% value)
- Fuel transactions are completely excluded from earning reward points
- Quarterly milestone Pizza Hut voucher (₹1,000 on ₹50K spend) requires consistent high spending
Who should pick this card?
Best suited for someone focused on dining & lounge lovers.
This sits in the Premium category — Top-tier cards with concierge, unlimited lounge access, and elite travel perks for high spenders.
Fees, reward rates, and caps last verified in May 2026. Issuers update terms without notice — always confirm on the bank's official page before applying.
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