What's good
- 12 domestic + 6 international lounge visits per year via Priority Pass
- Milestone rewards up to ₹16,000/year: ₹1,500 per ₹1.5L quarterly + ₹5,000 each at ₹5L and ₹7.5L annual spend
- New Travel Edge benefit: upload boarding passes to unlock spa, Uber vouchers, ITC dining, and hotel upgrades
Watch out for
- From May 2026, reward rate drops to 5 RP per ₹200 (1.625%) — spends under ₹200 earn zero points
- From July 2026, domestic lounge access requires ₹60,000 quarterly spend to unlock 3 visits
- Forex markup of 2% + GST (~2.36%) is uncompetitive for international travel
Who should pick this card?
Best suited for someone focused on mid-premium lifestyle.
This sits in the Premium category — Top-tier cards with concierge, unlimited lounge access, and elite travel perks for high spenders.
Fees, reward rates, and caps last verified in May 2026. Issuers update terms without notice — always confirm on the bank's official page before applying.
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