What's good
- 7.5% cashback on Myntra (capped at ₹4,000 per quarter)
- 5% cashback on Flipkart and Cleartrip (capped at ₹4,000 per quarter each)
- 4% unlimited cashback on Swiggy, PVR, Cult.fit, and Uber
- 1% cashback on all other eligible spends
- Zero joining fee (promotional — standard fee is ₹500)
Watch out for
- High ₹3.5L spend waiver threshold
- Cashback credited as reward points, not direct statement credit
- Lounge access permanently removed as of June 2025
Who should pick this card?
Best suited for someone focused on flipkart loyalists.
This sits in the E-commerce & Brands category — Exclusive benefits tied to a specific brand — airlines, hotels, or e-commerce platforms you already use.
Fees, reward rates, and caps last verified in May 2026. Issuers update terms without notice — always confirm on the bank's official page before applying.
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