Skip to main content
Credit CardsComparisons

Flipkart Axis Bank Card vs SBI SimplyCLICK Credit Card

A head-to-head comparison of Flipkart Axis Bank Card and SBI SimplyCLICK Credit Card across fees, rewards, and spending categories to help you decide which card suits your wallet better.

E-commerce & BrandsCard A

Flipkart Axis Bank Card

Flipkart Loyalists

Annual Fee
₹500
Reward Rate
7.5% on Myntra, 5% on Flipkart
Apply Now Read full review →
E-commerce & BrandsCard B
Annual Fee
₹499
Reward Rate
10X on Partner Brands
Apply Now Read full review →

Feature comparison

FeatureFlipkart AxisSBI SimplyCLICK
Annual Fee₹500 (Waived on ₹3.5L spend)₹499 (Waived on ₹1L spend)
Reward Rate7.5% on Myntra, 5% on Flipkart10X on Partner Brands
Best ForFlipkart LoyalistsOnline Shoppers
First-Card Friendly
Lounge Access
Zero Forex Markup

Spending category coverage

Which categories does each card reward?

CategoryFlipkart AxisSBI SimplyCLICK
Online shopping
Dining
Movies & entertainment

Quick verdict

Choose Flipkart Axis Bank Card if:

  • You spend heavily on movies & entertainment

Choose SBI SimplyCLICK Credit Card if:

  • Lower annual fee (₹499 vs ₹500)

Full pros & cons

Flipkart Axis Bank Card

What's good
  • 7.5% cashback on Myntra (capped at ₹4,000 per quarter)
  • 5% cashback on Flipkart and Cleartrip (capped at ₹4,000 per quarter each)
  • 4% unlimited cashback on Swiggy, PVR, Cult.fit, and Uber
  • 1% cashback on all other eligible spends
  • Zero joining fee (promotional — standard fee is ₹500)
Watch out for
  • High ₹3.5L spend waiver threshold
  • Cashback credited as reward points, not direct statement credit
  • Lounge access permanently removed as of June 2025
Apply Now

SBI SimplyCLICK Credit Card

What's good
  • 10X rewards (2.5% return) at 10 partners: Cleartrip, BookMyShow, EazyDiner, Netmeds, Apollo 24/7, Myntra, Yatra, Dominos, IGP, Lenskart
  • ₹2,000 Cleartrip e-voucher each at ₹1L and ₹2L annual online spend milestones
  • ₹500 Amazon welcome gift effectively offsets the ₹499 joining fee
Watch out for
  • Offline spends earn a dismal 1 RP per ₹100 (0.25% return)
  • No airport lounge access whatsoever
  • No rewards on fuel, utility, government, or wallet-load transactions
Apply Now
Browse all cards·Try the card recommender →