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Flipkart Axis Bank Card vs Flipkart SBI Card

A head-to-head comparison of Flipkart Axis Bank Card and Flipkart SBI Card across fees, rewards, and spending categories to help you decide which card suits your wallet better.

E-commerce & BrandsCard A

Flipkart Axis Bank Card

Flipkart Loyalists

Annual Fee
₹500
Reward Rate
7.5% on Myntra, 5% on Flipkart
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E-commerce & BrandsCard B

Flipkart SBI Card

Flipkart Loyalists

Annual Fee
₹500
Reward Rate
7.5% on Myntra, 5% on Flipkart, 12% on Cleartrip
Apply Now Read full review →

Feature comparison

FeatureFlipkart AxisFlipkart SBI
Annual Fee₹500 (Waived on ₹3.5L spend)₹500 + taxes (Waived on ₹3.5L spend)
Reward Rate7.5% on Myntra, 5% on Flipkart7.5% on Myntra, 5% on Flipkart, 12% on Cleartrip
Best ForFlipkart LoyalistsFlipkart Loyalists
First-Card Friendly
Lounge Access
Zero Forex Markup

Spending category coverage

Which categories does each card reward?

CategoryFlipkart AxisFlipkart SBI
Online shopping
Dining
Movies & entertainment
Domestic travel

Quick verdict

Choose Flipkart Axis Bank Card if:

  • You spend heavily on dining
  • You spend heavily on movies & entertainment

Choose Flipkart SBI Card if:

  • You spend heavily on domestic travel

Full pros & cons

Flipkart Axis Bank Card

What's good
  • 7.5% cashback on Myntra (capped at ₹4,000 per quarter)
  • 5% cashback on Flipkart and Cleartrip (capped at ₹4,000 per quarter each)
  • 4% unlimited cashback on Swiggy, PVR, Cult.fit, and Uber
  • 1% cashback on all other eligible spends
  • Zero joining fee (promotional — standard fee is ₹500)
Watch out for
  • High ₹3.5L spend waiver threshold
  • Cashback credited as reward points, not direct statement credit
  • Lounge access permanently removed as of June 2025
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Flipkart SBI Card

What's good
  • Rs. 250 Flipkart Gift Card on fee realisation, plus Rs. 1,000 extra on the first Flipkart transaction
  • 7.5% cashback on Myntra
  • 5% cashback on Flipkart
  • 12% off on Cleartrip
  • 4% cashback on preferred/select merchants and 1% on all other eligible spends
  • 1% fuel surcharge waiver on fuel transactions between Rs. 500 and Rs. 4,000 (max Rs. 400 per statement cycle)
Watch out for
  • Renewal fee reversal only after Rs. 3.5L annual spend
  • Partner offers are narrow — the card is strongest only if you regularly shop on Flipkart, Myntra, or Cleartrip
  • Most value sits behind issuer/partner terms, so caps and merchant lists can change
Apply Now
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