What's good
- 10% cashback on Swiggy app spends — food ordering, Instamart, and Dineout (min ₹249/txn, capped ₹1,500/month)
- 5% cashback on select online categories: apparel, electronics, pharmacies, cabs, travel, entertainment, Nykaa, Cleartrip, etc. (min ₹100, capped ₹1,500/month)
- Complimentary 3-month Swiggy BLCK Membership on activation
- Up to 19% off Cleartrip hotels + 6% on travel bookings; 12 free golf lessons + 4 green fees/year
Watch out for
- 1% cashback on non-category spends capped at just ₹1,000/month
- 10% Swiggy cashback requires minimum ₹249 per order
- No airport lounge access despite being the premium variant
Who should pick this card?
Best suited for someone focused on heavy swiggy users.
This sits in the Cashback category — Earn cash back on everyday purchases. Best for those who prefer straightforward rewards without tracking points.
Fees, reward rates, and caps last verified in May 2026. Issuers update terms without notice — always confirm on the bank's official page before applying.
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