What's good
- 1:1 transfers to 15 airline partners (Air India, Singapore Airlines, BA Avios, Qatar, Etihad, Japan Airlines, and more) via the HSBC app
- 4 RP per ₹100 on flights, travel portals, and forex (2X on all other spends)
- 4 complimentary chauffeur-driven airport transfers per year + 6 domestic and 4 international lounge visits
Watch out for
- High forex markup of 3.5% + GST (~4.13%) despite being a travel card
- Accelerated travel rewards capped at 50,000 points per month
- Extensive exclusion list — no points on insurance, rent, government, EMI, or wallet loads
Who should pick this card?
Best suited for someone focused on frequent flyers.
This sits in the Travel category — Earn air miles, hotel points, and get lounge access. Ideal for frequent flyers and business travellers.
Fees, reward rates, and caps last verified in May 2026. Issuers update terms without notice — always confirm on the bank's official page before applying.
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