What's good
- Unlimited global lounge access for self and add-on cardholder
- Massive credit limits for B2B spend
- Dedicated relationship manager for corporate accounts
Watch out for
- Very high ₹10,000 annual fee
- ₹7.5L annual spend required for fee waiver
- SmartBuy 10X capped at 10,000 points/month; 5X on select business spends capped at 7,500 points/cycle
Who should pick this card?
Best suited for someone focused on high-spend enterprises.
This sits in the Business category — Corporate spend management, higher credit limits, and business-specific rewards and controls.
Fees, reward rates, and caps last verified in May 2026. Issuers update terms without notice — always confirm on the bank's official page before applying.
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