A head-to-head comparison of HDFC Diners Club Black and Marriott Bonvoy HDFC across fees, rewards, and spending categories to help you decide which card suits your wallet better.
Frequent Flyers
Hotel Loyalists
| Feature | HDFC Diners | Marriott Bonvoy |
|---|---|---|
| Annual Fee | ₹10,000 (Waived on ₹8L spend) | ₹3,000 + taxes (No waiver under any condition) |
| Reward Rate | 10X on SmartBuy (capped at 75K points/month) | Bonvoy Points |
| Best For | Frequent Flyers | Hotel Loyalists |
| First-Card Friendly | ||
| Lounge Access | ||
| Zero Forex Markup |
Which categories does each card reward?
| Category | HDFC Diners | Marriott Bonvoy |
|---|---|---|
| Domestic travel | ||
| International travel | ||
| Airport lounge access |