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Credit CardsComparisons

Flipkart SBI Card vs SBI SimplyCLICK Credit Card

A head-to-head comparison of Flipkart SBI Card and SBI SimplyCLICK Credit Card across fees, rewards, and spending categories to help you decide which card suits your wallet better.

E-commerce & BrandsCard A

Flipkart SBI Card

Flipkart Loyalists

Annual Fee
₹500
Reward Rate
7.5% on Myntra, 5% on Flipkart, 12% on Cleartrip
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E-commerce & BrandsCard B
Annual Fee
₹499
Reward Rate
10X on Partner Brands
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Feature comparison

FeatureFlipkart SBISBI SimplyCLICK
Annual Fee₹500 + taxes (Waived on ₹3.5L spend)₹499 (Waived on ₹1L spend)
Reward Rate7.5% on Myntra, 5% on Flipkart, 12% on Cleartrip10X on Partner Brands
Best ForFlipkart LoyalistsOnline Shoppers
First-Card Friendly
Lounge Access
Zero Forex Markup

Spending category coverage

Which categories does each card reward?

CategoryFlipkart SBISBI SimplyCLICK
Online shopping
Dining
Domestic travel

Quick verdict

Choose Flipkart SBI Card if:

  • You spend heavily on domestic travel

Choose SBI SimplyCLICK Credit Card if:

  • Lower annual fee (₹499 vs ₹500)
  • You spend heavily on dining

Full pros & cons

Flipkart SBI Card

What's good
  • Rs. 250 Flipkart Gift Card on fee realisation, plus Rs. 1,000 extra on the first Flipkart transaction
  • 7.5% cashback on Myntra
  • 5% cashback on Flipkart
  • 12% off on Cleartrip
  • 4% cashback on preferred/select merchants and 1% on all other eligible spends
  • 1% fuel surcharge waiver on fuel transactions between Rs. 500 and Rs. 4,000 (max Rs. 400 per statement cycle)
Watch out for
  • Renewal fee reversal only after Rs. 3.5L annual spend
  • Partner offers are narrow — the card is strongest only if you regularly shop on Flipkart, Myntra, or Cleartrip
  • Most value sits behind issuer/partner terms, so caps and merchant lists can change
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SBI SimplyCLICK Credit Card

What's good
  • 10X rewards (2.5% return) at 10 partners: Cleartrip, BookMyShow, EazyDiner, Netmeds, Apollo 24/7, Myntra, Yatra, Dominos, IGP, Lenskart
  • ₹2,000 Cleartrip e-voucher each at ₹1L and ₹2L annual online spend milestones
  • ₹500 Amazon welcome gift effectively offsets the ₹499 joining fee
Watch out for
  • Offline spends earn a dismal 1 RP per ₹100 (0.25% return)
  • No airport lounge access whatsoever
  • No rewards on fuel, utility, government, or wallet-load transactions
Apply Now
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