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EazyDiner IndusInd Card vs Flipkart SBI Card

A head-to-head comparison of EazyDiner IndusInd Card and Flipkart SBI Card across fees, rewards, and spending categories to help you decide which card suits your wallet better.

E-commerce & BrandsCard A
Annual Fee
₹2,999
Reward Rate
Extra 25% off Dining (Signature) / 20% off (Platinum)
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E-commerce & BrandsCard B

Flipkart SBI Card

Flipkart Loyalists

Annual Fee
₹500
Reward Rate
7.5% on Myntra, 5% on Flipkart, 12% on Cleartrip
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Feature comparison

FeatureEazyDiner IndusIndFlipkart SBI
Annual Fee₹2,999 + taxes (Signature) / Lifetime Free (Platinum variant)₹500 + taxes (Waived on ₹3.5L spend)
Reward RateExtra 25% off Dining (Signature) / 20% off (Platinum)7.5% on Myntra, 5% on Flipkart, 12% on Cleartrip
Best ForFine DiningFlipkart Loyalists
First-Card Friendly
Lounge Access
Zero Forex Markup

Spending category coverage

Which categories does each card reward?

CategoryEazyDiner IndusIndFlipkart SBI
Online shopping
Dining
Domestic travel
Airport lounge access

Quick verdict

Choose EazyDiner IndusInd Card if:

  • You spend heavily on dining
  • You spend heavily on airport lounge access

Choose Flipkart SBI Card if:

  • Lower annual fee (₹500 vs ₹2,999)
  • You spend heavily on online shopping
  • You spend heavily on domestic travel
  • This is your first credit card

Full pros & cons

EazyDiner IndusInd Card

What's good
  • Complimentary EazyDiner Prime membership (worth ₹3,550, auto-renewed yearly)
  • Stacked dining discounts at 2,000+ partner restaurants
  • Airport lounge access included
Watch out for
  • Signature variant: 25% off capped at ₹1,000/transaction and ₹5,000/month
  • Best savings only at EazyDiner partner restaurants
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Flipkart SBI Card

What's good
  • Rs. 250 Flipkart Gift Card on fee realisation, plus Rs. 1,000 extra on the first Flipkart transaction
  • 7.5% cashback on Myntra
  • 5% cashback on Flipkart
  • 12% off on Cleartrip
  • 4% cashback on preferred/select merchants and 1% on all other eligible spends
  • 1% fuel surcharge waiver on fuel transactions between Rs. 500 and Rs. 4,000 (max Rs. 400 per statement cycle)
Watch out for
  • Renewal fee reversal only after Rs. 3.5L annual spend
  • Partner offers are narrow — the card is strongest only if you regularly shop on Flipkart, Myntra, or Cleartrip
  • Most value sits behind issuer/partner terms, so caps and merchant lists can change
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