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Credit CardsComparisons

Airtel Axis Bank Card vs SBI SimplyCLICK Credit Card

A head-to-head comparison of Airtel Axis Bank Card and SBI SimplyCLICK Credit Card across fees, rewards, and spending categories to help you decide which card suits your wallet better.

E-commerce & BrandsCard A

Airtel Axis Bank Card

Airtel Subscribers

Annual Fee
₹500
Reward Rate
25% on Airtel Bills
Apply Now Read full review →
E-commerce & BrandsCard B
Annual Fee
₹499
Reward Rate
10X on Partner Brands
Apply Now Read full review →

Feature comparison

FeatureAirtel AxisSBI SimplyCLICK
Annual Fee₹500 (Waived on ₹2L spend)₹499 (Waived on ₹1L spend)
Reward Rate25% on Airtel Bills10X on Partner Brands
Best ForAirtel SubscribersOnline Shoppers
First-Card Friendly
Lounge Access
Zero Forex Markup

Spending category coverage

Which categories does each card reward?

CategoryAirtel AxisSBI SimplyCLICK
Online shopping
Groceries
Dining
Movies & entertainment
Utility bills
Subscriptions

Quick verdict

Choose Airtel Axis Bank Card if:

  • You spend heavily on utility bills
  • You spend heavily on subscriptions
  • You spend heavily on movies & entertainment
  • You spend heavily on groceries

Choose SBI SimplyCLICK Credit Card if:

  • Lower annual fee (₹499 vs ₹500)
  • You spend heavily on online shopping

Full pros & cons

Airtel Axis Bank Card

What's good
  • 25% cashback on Airtel bills — unmatched telecom savings
  • 10% value back on Zomato, Blinkit & District Movies (max ₹200/partner per month, min order ₹499)
  • 10% cashback on utility payments via Airtel app
Watch out for
  • Cashback caps now tied to base (1%) spend — Airtel telecom cap = 2× base cashback earned; utility cap = 1× base cashback
  • Zomato/Blinkit/District value back credited to partner wallets, not bank statement
  • No lounge access (discontinued April 2026)
  • Offers zero value for Jio, Vodafone, or BSNL users

SBI SimplyCLICK Credit Card

What's good
  • 10X rewards (2.5% return) at 10 partners: Cleartrip, BookMyShow, EazyDiner, Netmeds, Apollo 24/7, Myntra, Yatra, Dominos, IGP, Lenskart
  • ₹2,000 Cleartrip e-voucher each at ₹1L and ₹2L annual online spend milestones
  • ₹500 Amazon welcome gift effectively offsets the ₹499 joining fee
Watch out for
  • Offline spends earn a dismal 1 RP per ₹100 (0.25% return)
  • No airport lounge access whatsoever
  • No rewards on fuel, utility, government, or wallet-load transactions